STEP THREE – UNDERSTANDING THE PROCESS

Be advised – this selection process can take months to complete. Building a home takes additional time.



Here is a snapshot of the process you will go through from beginning to end

1. Family Orientation

Everyone interested in purchasing a West Volusia Habitat for Humanity home must participate in a family orientation. Check the schedule for dates and locations, the orientation will normally last about 40-50 minutes.



2. Application Submission

Submit your completed application. Be sure to have the entire application and all supporting documents, such as tax return(s), W-2 form(s), paycheck stubs, driver’s license, proof of legal residency and Social Security cards and birth certificates for all people in household.



3. Ability to Pay Approved

A family’s ability to pay a mortgage is reviewed by West Volusia Habitat for Humanity. If you can afford to pay the mortgage, you will go to the next step.



4. Credit Review

Your credit will be reviewed. We do not qualify on credit score alone however you must not have excessive credit card debt or multiple bills in collection.



5. Home Visits

Members of the Family Selection Committee, trained volunteers, interview your family in your current home. The volunteers try to verify that your family needs affordable housing and that your family is willing to partner with West Volusia Habitat for Humanity.



6. Selection Meeting

The Family Selection Committee meets to decide which families meet all the criteria. The Committee makes recommendations to the Board of Directors of West Volusia Habitat for Humanity. The Board votes to accept the new West Volusia Habitat families.

If selected, a volunteer mentor is assigned to guide you on your journey to homeownership.



Click Here To Move onto Step Four.





We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advetising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.