How Habitat Homeownership Works



West Volusia Habitat homebuyers must meet three primary requirements:

1. Show a NEED such as, crowded, substandard, or cost-burdensome living conditions
2. Willingness to partner
3. Ability to pay

Buying a home in partnership with West Volusia Habitat for Humanity is a unique opportunity. We build homes with hardworking, low-income families and the community and then sell the homes at no profit with affordable mortgages to Habitat families, whom we have prepared to be successful homeowners.

You must show a NEED for a Habitat home. You will be considered for a Habitat home if your present housing is one inadequate, which means:

• Inadequate-Lack of adequate housing may include problems with the present structure such as water: electrical or sewage service systems; heating systems; hazardous; poorly maintained (substandard); or failure to meet city property maintenance standards.
• Overcrowded-Also taken into consideration are the make-up and size of your family compared to the number of bedrooms in your home.
• Transitional-You are currently living with family members or a friend and do not have your own home.
• Government Subsidized-Housing programs such as: Section 8, Low Rent Program.
• Unaffordable- A Percentage of your monthly income that you currently spend on housing is considered to determine need (“more than 30% of my monthly income goes toward rent”).


West Volusia partners with families to be successful homeowners by teaching them to pay for their homes, maintain their homes and connect with their community. Purchasing a home is a big investment. We require our families to take our homebuyer education classes on topics ranging from finance and budgeting to home repair and maintenance. Additionally, West Volusia Habitat provides families with mentors who meet regularly with Habitat families to guide them through the home buying process. If you are approved as a Habitat homebuyer, you are required to complete 200 hours of sweat equity building your and your neighbor’s home, pay a down payment of $1000 and commit to pay a 30 year mortgage. Our homeowners and volunteers find the process rewarding and take pride in making the dream of homeownership a reality. A family must be permanent residents of the United States. You must live in the area of West Volusia Habitat for Humanity services: DeLand, Lake Helen, Pierson, Barberville, Deleon Springs, and Seville. Other areas such as Deltona, DeBary and Orange City are covered by another Habitat Affiliate.

INCOME GUIDELINES

This table outlines the minimum and maximum income qualifications according to your household size.












We build high quality and energy efficient homes. Homes styles may vary in each of our neighborhoods, and the size of your home is determined by the size of your family.

Ready to learn more? Click Here to Check out the steps to becoming a Habitat homeowner.



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West Volusia Habitat for Humanity
604 S. Spring Garden Avenue
DeLand, Florida 32720
Phone: 386-734-7268

Bargain Barn Restore Hours:
Tuesday-Saturday 8:30 AM to 3:00 PM